To create this list, Forbes Advisor analyzed 25 bank accounts at a mix of traditional brick-and-mortar banks, online banks and credit unions. Valid photo ID, Social Security number or Individual Taxpayer Identification Number, proof of address Government-issued photo ID, Social Security numberĪlliant Credit Union High-Rate Checking: Best for Credit Unions Bank Safe Debit Account: Best for Second Chance Checking Valid photo ID, selfie, Social Security number, Individual Taxpayer Identification Number or U.S. Valid photo ID, Social Security number or taxpayer identification number, U.S. residential address, smartphoneĬapital One 360 Checking Account: Best for ATMsĢ forms of valid identification, proof of addressĪlly Bank Spending Account: Best for Automatic Savings Valid photo ID, Social Security number, U.S. Valid photo ID, name, date of birth, home address, Social Security numberĬurrent Savings Pod: Best for Debit Card Rewards Legal name, date of birth, address, country of residence, email addressĬhime® Checking Account: Best for Bad Credit Valid photo ID, name, date of birth, Social Security number, home address, citizenship status, Phone number, email address SoFi Checking and Savings Account: Best for Member Perks Valid photo ID, Social Security number, physical mailing address, selfie Varo Bank Account: Best for Cash Advances
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